Earning a bachelor's degree can help students advance professionally and qualify for in-demand careers. The U.S. Department of Education reports that college graduates typically earn 66% more than individuals with only a high school education. Over a lifetime, bachelor's degree-holders earn approximately $1 million more than workers without any postsecondary education.
Many students face obstacles to earning a degree, such as balancing academics with family and work. Flexible online programs can help busy learners fit coursework into their schedule. Online learning generally eliminates the need to commute to and from campus and distance programs often cost less than brick-and-mortar programs. Many schools offer generous transfer policies and accelerated courses that can benefit working professionals.
Many institutions offer a variety of online bachelor's degrees, and the number of choices can be overwhelming. This guide covers various online learning models, common course requirements, and funding options. The ranking of affordable online bachelor's degrees can help prospective students find the best school and program for their needs.
Top 10 Affordable Online Bachelor's Degrees
| Rank | School | Location |
|---|---|---|
| 1 | University of Florida | Gainesville, FL |
| 2 | Saint Louis University | Saint Louis, MO |
| 3 | Purdue University | West Lafayette, IN |
| 4 | Houghton College | Houghton, NY |
| 5 | Drexel University | Philadelphia, PA |
| 6 | Indiana University | Bloomington, IN |
| 7 | University of Virginia | Charlottesville, VA |
| 8 | University of Michigan | Ann Arbor, MI |
| 9 | University of Washington | Seattle, WA |
| 10 | Bethel Univeristy | Saint Paul, MN |
Affordable Online Bachelor's Degree Overview
Online bachelor's programs typically feature the same academic requirements as on-campus programs. Most bachelor's programs require about 120 credits, including major coursework, general education classes, and electives. Full-time students typically earn their bachelor's degree in four years.
Learners can reduce degree-completion time by transferring credits, receiving credit for professional or military training, or passing exams to demonstrate knowledge. Admissions advisors can provide information about transfer policies and evaluate each applicant's credit needs.
Many online programs offer flexible scheduling options. Distance programs often feature asynchronous courses, which allow students to complete coursework at their convenience, as long as they meet deadlines. Learners in asynchronous classes may post on online discussion boards, complete research projects, and take exams. Asynchronous courses require discipline and time management.
Synchronous courses, on the other hand, feature set class times. During live online classes, instructors often deliver a lecture and use technology to facilitate class discussion. While some online programs follow a standard academic schedule, others offer accelerated six-week or eight-week classes. Students in an accelerated program typically take 1-2 classes per term and often graduate sooner.
Many schools offer resources and services designed for online learners. Distance students can often communicate with librarians, who help distance learners access research materials and digital library resources. Online learners can often access tutoring and writing assistance using email, videoconferencing, and collaborative software.
According to the College Board, the average cost of in-state tuition at public institutions was $10,444 in 2019. The average out-of-state tuition rate for the same year was $26,820. Online learning can help reduce the overall cost of earning a degree. Schools often waive fees for on-campus services, such as fitness centers and parking, for distance learners. Institutions may also charge all online learners in-state tuition rates, regardless of residency.
Why Get an Online Degree?
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Flexibility: Most online programs feature asynchronous classes, which can help learners balance academics with career and family obligations. As long as students meet assignment deadlines, they can complete coursework at their convenience.
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Affordability: Many online students save on costs associated with transportation and housing. Because online students do not use on-campus services, some schools waive fees or discount tuition rates for distance learners.
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Program Variety: Students can choose from online schools and programs across the country. Because distance learners are not limited by geographic location, students can choose the ideal program for their academic and career aspirations.
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Academic Rigor: Online programs meet the same rigorous academic standards as on-campus programs. Online courses often incorporate readings, discussions, group projects, presentations, and exams. Faculty may deliver multimedia presentations, and learners use technology to interact with peers and teachers.
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Accelerated Options: Many online programs offer accelerated courses. Instead of 15 weeks, accelerated classes typically last six or eight weeks. Learners who study at an accelerated pace usually take 1-2 classes at a time and graduate sooner than average.
Cost of an Online Bachelor's Degree
Online bachelor's degrees are often more affordable than on-campus programs. Online learners can study from home, without commuting or moving near campus. This can reduce costs associated with transportation and housing. This section includes information about tuition and fees for online students, along with potential savings.
What to Expect from Tuition and Fees
The cost of earning a bachelor's degree online depends on factors including school location and institution type. Many online students attend public two-year schools, which featured an average tuition rate of $3,700 in 2018, according to the National Center for Education Statistics (NCES). Although two-year institutions do not deliver bachelor's degrees, learners at these schools can complete general education courses and prerequisites. Two-year schools often maintain articulation agreements with four-year institutions, simplifying the process of transferring credits.
The average cost of tuition at a four-year college in 2018 was $9,200 for public schools and $35,800 for private schools, according to NCES. Tuition rates may vary based on enrollment status, and some schools charge a per-credit tuition rate. In addition to tuition, schools may charge distance students online enrollment fees or individual class fees. Online students should also consider the cost of technology. Distance learners need a reliable laptop or tablet and an internet connection.
Online learners often save on parking, meal plans, and housing. Out-of-state learners who study online may also qualify for in-state tuition rates. Some online programs require only digital course materials, saving students money on textbooks. Learners may also receive discounts on software.
Common Online Bachelor's Degree Courses
- American History
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This course explores the history of the United States. Students learn about the political, economic, and cultural development of the nation through reading assignments, class discussions, and research projects. Coursework provides an overview of significant events in the nation's past, and learners develop critical thinking and analytical skills. Students must cite historical evidence when evaluating major themes of American history.
- English Composition
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Learners in this class develop writing abilities and critical thinking skills. Students craft thesis statements and support conclusions with cited quotations. The course explores writing styles including expository, descriptive, argumentative, and personal narrative. Learners brainstorm ideas and create final drafts, and they evaluate word choice and tailor their writing to specific audiences. Coursework also covers grammar and proper citation formats.
- Biology
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This course introduces the study of living things. Topics include cell biology, compounds and molecules, genetics, evolution, and ecosystems. Online biology courses may include a virtual lab component, and many programs require two biology courses. Learners complete reading assignments, class discussions, and exams.
- Statistics
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Students in a variety of disciplines apply knowledge of statistics. Learners in this course prepare to collect, organize, interpret, and present data. Students learn to evaluate surveys and experiments while considering sample size and distribution. Learners develop critical thinking and analytical skills as they evaluate data and draw conclusions.
- Professional Communications
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Professionals in most disciplines must be able to communicate effectively in written, spoken, and visual formats. Students in this course complete practical communication projects to build abilities and confidence in public speaking. Learners prepare to deliver multimedia presentations and written reports. Coursework may include group projects, lectures and discussions, and class activities. Many instructors require mock job interviews and self-evaluations.
Accreditation for an Online College
Students should check the accreditation status of each prospective school. Voluntary accreditation by an independent agency demonstrates that an institution meets set standards of quality. Individuals often need a degree from an accredited school to qualify for graduate school or professional licensure. Additionally, only learners at accredited institutions qualify for federal financial aid.
The two main types of institutional accreditation in the U.S. are regional and national. Regional accreditation is older and more prestigious than national accreditation. Regionally accredited schools do not typically accept transfer credits earned from nationally accredited institutions.
Learners can also look for programmatic accreditation from field-specific agencies, such as the Council for the Accreditation of Educator Preparation or the Commission on Collegiate Nursing Education. Some states require candidates for teaching or nursing licensure to hold a degree from a program with field-specific accreditation.
The U.S. Department of Education and the Council for Higher Education Accreditation maintain lists of recognized accrediting agencies. These organizations offer online databases of recognized agencies and schools.
Scholarships for an Online Bachelor's Degree
Scholarships can help defray the cost of tuition, books, technology, and fees. Many organizations offer awards based on criteria such as academic merit and financial need. See below for some scholarships available to online learners. Students can research awards available from their employer, local civic organizations, and their state.
Hispanic Scholarship Fund
Who Can Apply: This award supports Hispanic learners who are pursuing an undergraduate or graduate degree. Applicants must have a minimum 2.5 GPA and must
plan to enroll in an accredited college or university. Learners studying a STEM field receive preference.
Amount: $500-$5,000
The Bernard Osher Foundation Scholarships
Who Can Apply: This scholarship program helps postsecondary students return to school following a gap of at least five years in their education.
Participating colleges administer the scholarship. Eligibility requirements vary by school, but most institutions consider financial need, academic promise, and work history.
Amount: Varies
American Chemical Society Scholars Program
Who Can Apply: This organization awards 350 scholarships annually, with the intention of encouraging African American, Native American, and Hispanic students
to pursue careers in chemical science. Applicants must be studying a chemical science-related field full time at an accredited institution. The scholarship committee considers
academic merit and financial need.
Amount: $5,000
AICPA Legacy Scholarships
Who Can Apply: The American Institute of Certified Public Accountants offers multiple scholarships. Eligibility requirements vary by award, but candidates
must be pursuing a degree in accounting or related field. The organization considers academic merit and offers scholarships reserved for transfer students, minority students,
and women.
Amount: $3,000-$10,000
Marathon Petroleum Youth Leadership Awards
Who Can Apply: This scholarship program supports individuals who demonstrate leadership in their community and school. Marathon awards 20 scholarships
annually to high school seniors. Candidates must have a minimum 3.0 GPA, demonstrate financial need, and submit a personal essay. The scholarship committee considers each
applicant's community service, extracurricular activities, employment history, honors, and awards.
Amount: $2,500
FAQ
| Question | Answers |
|---|---|
| Can I do a bachelor's degree online? | Yes, many schools offer fully online bachelor's degrees. Online programs in some fields, such as healthcare, may require in-person components. Distance learners typically fulfill these requirements through intensive weekend or summer sessions. |
| How long does it take to earn a bachelor's degree online? | Full-time students typically earn their bachelor's degree in four years. Part-time students may need additional time. Many schools offer accelerated courses that allow online learners to graduate sooner. Schools may also allow online students to take credits beyond a full-time course load at no additional charge. |
| How much is the average cost of online college? | The average cost of in-state tuition at public schools for the 2019-2020 academic year was $10,440, according to the College Board. The average out-of-state tuition rate for the same year was $26,820. Many schools charge all online learners the same tuition rate, regardless of residency, which can result in significant savings for out-of-state students. |
| Is there a free online college? | University of the People offers an accredited, tuition-free degree, though the school does charge assessment fees. Additionally, students may defray most or all of their tuition at other institutions through scholarships and grants. Students can complete the FAFSA to determine whether they qualify for federal financial aid. |
Affordable Online Bachelor's Degrees 2020
Methodology
To find the best colleges of 2020 for earning an online associate degree, our researchers and higher education experts collected and analyzed data from every accredited postsecondary institution in the United States. The goal? To see which colleges offered the most notable balances of academic rigor, program availability, student support and affordability for online learning. The specific criteria and scoring metrics for the ranking are as follows:
- Accredited, 4-year public or private not-for-profit institution
- Must offer at least 10 online bachelor’s degree programs
- Annual in-state tuition & fees below $25,000
- In-state tuition & fees for undergraduate students
- Count of online bachelor’s degree programs available
- Student-to-faculty ratio
- 6-year graduation rate
- Percentage of beginning, full-time undergrads receiving scholarship/grant aid from the college
- Average amount of scholarship/grant aid students receive from the college
- Availability of academic/career counseling services
- Availability of job placement services
- 3-year loan default rate
- AC Online Peer-Based Value (PBV)*
*PBV: is a proprietary metric that compares the cost of a program to the cost of other programs with the same (or a similar) qualitative score. It also compares the qualitative score of the program to the score of other programs with the same (or similar) cost. In short, the PBV calculation denotes the overall value – or “bang for your buck” – of an online degree.
Why Should I Earn a Bachelor's Degree Online?
Median Weekly Earnings by Education
| High School Diploma | Associate Degree | Bachelor's Degree |
|---|---|---|
| $712 | $836 | $1,173 |
Source: Bureau of Labor Statistics
Earning a bachelor's degree typically leads to increased earning potential, regardless of program format. However, online programs are often more convenient and accessible. Distance education options can be ideal for students who work full time, care for children, or live in remote areas.
Accessibility
Online learning is a popular alternative to in-person college classes. Many students prefer the accessibility of online classes. Remote learners can attend schools in other states, and many schools charge all online students in-state tuition rates, regardless of residency. Also, online bachelor's degrees are often more affordable. Distance learners typically save money on costs such as transportation and housing.
Flexibility
Most online programs offer flexible scheduling options that accomodate the needs of working professionals. Many online programs deliver asynchronous courses, allowing students to watch online lectures and participate in discussions at their convenience. Although synchronous classes still offer the flexibility to study from anywhere, they require learners to log in at set times.
Students can also pursue a hybrid learning experience, which blends online courses with on-campus evening or weekend classes.
Diversity
On-campus learning typically appeals primarily to recent high school graduates, while online learning programs attract more diverse demographics. Online classes often comprise students of different ages, ethnicities, and locations. Many online classes include participants from various countries. The student diversity common to online programs prepares learners to manage diversity in professional contexts.
What Are the Highest-Paying Online Bachelor's Degrees?
The earning potential of bachelor's degree-holders varies significantly by major. While no degree guarantees a certain salary, students can use the figures below to make informed decisions regarding their education. Individual salaries also depend on factors including experience level and location. The table below shows the highest-paying online bachelor's degrees, according to data from PayScale.
| Degree | Early Career Salary | Mid-Career Salary |
|---|---|---|
| Petroleum Engineering | $94,500 | $176,900 |
| Electrical Engineering and Computer Science | $88,000 | $142,200 |
| Applied Economics and Management | $58,900 | $140,000 |
| Operations Research | $77,900 | $137,100 |
| Political Economy | $57,600 | $136,200 |
Source: PayScale
What Are the Most Popular Bachelor's Degrees to Earn?
| Major | Description |
|---|---|
| Business | Business students gain the fundamental knowledge necessary to run a business. These programs often offer concentrations such as accounting, finance, and human resources. According to data from PayScale, professionals with a bachelor's degree in business earn a median annual salary of $63,000. The Bureau of Labor Statistics (BLS) notes that several business and finance positions require only a bachelor's degree and pay quality salaries, including budget analyst and financial examiner. |
| Health Professions and Related Programs | Although doctors and nurse practitioners need advanced degrees, professionals with an online bachelor's degree in a health-related field can qualify for many careers. For example, according to the BLS, athletic trainers, dieticians, and registered nurses need only a bachelor's degree. Nurses earn a median annual salary of $71,730 per year, and the BLS projects nursing positions to increase 15% from 2018 to 2028. |
| Social Sciences and History | Students pursuing an online bachelor's degree in this field learn about the known history of civilization, examine the motivations behind past actions, and explore how societies function. PayScale reports that graduates with a bachelor's in history earn a median annual salary of $64,000. Graduates often work as high school teachers, operations managers, and executive assistants. |
| Psychology | Many psychology-related careers require a master's degree. However, bachelor's degree-holders in the field can pursue roles as recreational therapists, human resources managers, or social services workers. According to data from PayScale, individuals with a psychology bachelor's degree earn a median annual salary of $60,000. |
| Biological and Biomedical Sciences | Students in this field learn about natural processes in various life forms, such as humans, animals, and plants. Many graduates pursue a professional degree to become a veterinarian or doctor. According to PayScale, bachelor's degree-holders can also work as research managers in laboratories and as technologists in medical facilities. |
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How Long Does It Take to Earn a Bachelor's Degree Online?
The amount of time required to earn a bachelor's degree depends on several factors, including when the student begins planning for college. Learners can accelerate their graduation timeline by beginning preparations during their senior year of high school. The following sections explore methods to help you graduate on time.
High School Preparation (Senior Year)
Students can take Advanced Placement (AP) classes during their senior year of high school. AP classes can help impress college admissions and scholarship committees. AP classes also prepare students academically for rigorous college coursework.
Prospective college students can also take the PreACT and PSAT exams during their junior year of high school. During their senior year, most students take the ACT or SAT exam. Seniors should also complete the Free Application for Federal Student Aid (FAFSA) form to qualify for federal funding and work-study programs.
Freshman Year
College freshmen typically work with an academic advisor to plan their courses. Freshmen can begin considering a field of study, but they do not yet need to declare a major. During their first year, college students typically focus on general education courses in subjects including English, math, humanities, natural sciences, and social sciences. Students can also audit courses that appeal to their interests.
Sophomore Year
During their second year of college, students generally continue taking general education courses and prerequisites. Many schools require students to declare a major by the end of their sophomore year, so undecided learners can use this time to explore potential majors.
Junior Year
Juniors typically focus on completing major coursework, although a small percentage of students may remain undecided. Juniors may also take some general education courses, and many third-year students apply for internships.
Senior Year
A senior's course load generally includes primarily major courses. During their final year of college, students meet with an academic advisor to review their transcripts and ensure they are on track to graduate on time.
After the final review of their credits, students who want to participate in the ceremony file for graduation. Learners who plan to attend graduate school take the GRE or GMAT and apply to programs. Students who intend to enter the workforce immediately after graduation can visit their school's career center to prepare their resume and interview skills. Seniors should also collect letters of recommendation for graduate school applications or potential employers.
Are Online Bachelor's Degrees Cheaper?
Tuition rates vary significantly among individual schools. Generally, two-year colleges charge lower tuition rates than four-year universities, and public schools typically cost less than private institutions.
Most online students save money on expenses such as transportation and housing. However, schools often charge fees exclusive to distance students, such as technology fees and online learning fees.
| Type of College | Average Published Yearly Tuition and Fees |
|---|---|
| Public Two-Year College (in-district students) | $3,243 |
| Public Four-Year College (in-state students) | $9,037 |
| Public Four-Year College (out-of-state students) | $25,657 |
| Private Four-Year College | $30,731 |
Source: National Center for Education Statistics
Tuition Differences
Public schools typically charge lower tuition rates for in-state learners than for out-of-state students. However, some institutions charge all online students the same tuition rate, regardless of residency. In addition to residency status, tuition rates depend on the learner's program. Students in some fields may need to pay additional course or lab fees.
Housing and Commuting Costs
Housing and transportation costs comprise a large portion of college expenses for on-campus students. Taking classes online can reduce or eliminate these expenses. Distance learners can live with their family or in more affordable off-campus housing, and most online programs require few, if any, campus visits.
Fees
Most schools charge all students a per-credit or per-semester technology fee. This fee covers on-campus services such as computer labs, email, and internet. Online students may also pay distance learning fees, which often cover the cost of operating online platforms and offering cloud services.
In-Person Requirements
Some online programs require students to attend on-campus classes during evenings or weekends. In-person components vary by school and major. Some programs also include an internship or practicum, which require learners to work a certain number of hours in person. Students should research each prospective program's in-person requirements before applying.
Technology Costs
Online classes typically cost less than on-campus courses. However, distance learners often incur additional expenses. Online students may need to upgrade their internet service or computer to meet technical requirements. Students typically need up-to-date software and hardware to participate in online courses.
Can You Get Financial Aid for Online Bachelor's Programs?
Both online and on-campus students can typically qualify for the same financial aid opportunities. Scholarships and grants are ideal forms of funding, since they do not require repayment. Students can also take out loans to cover any remaining costs.
Students should complete the FAFSA form to determine whether they qualify for federal loans, grants, and work-study programs. Students who have defaulted on previous loans or who are attending classes less than part time may not qualify for federal support. Additionally, learners must attend an accredited institution to qualify for federal aid.
Types of Financial Aid Available for Online Students
Scholarships
Scholarships are available from the federal government, state governments, schools, and private organizations. Learners typically qualify for scholarships based on academic merit or financial need. Many community organizations and university financial aid offices maintain databases of available scholarships. Recipients can typically apply scholarship funds toward tuition and other college expenses.
Grants
Like scholarships, grants do not require repayment. The federal government awards grants, such as Pell Grants, to learners who demonstrate financial need. Many grants support students pursuing high-need professions, such as teaching or nursing. The expected family contribution detailed on each student's FAFSA form determines their eligibility for need-based grants.
Work-Study
Work-study programs allow students to earn compensation for part-time work. Students can qualify for federal work-study programs by completing the FAFSA form. Work-study opportunities are often available on campus or off campus, and most students receive loans, scholarships, or grants to supplement their work-study income.
Loans
The federal government provides student loans, which usually offer lower interest rates than private loans. The most common federal loan, the Direct Stafford Loan, is available to undergraduate and graduate students. This loan may be subsidized or unsubsidized. Parents of students can apply for a Direct PLUS Loan, and students who demonstrate extreme financial need can qualify for a Federal Perkins Loan.
Continuing Education Opportunities
Some occupations require education beyond a bachelor's degree. Graduates can pursue a master's degree, license, or certification to qualify for more advanced career opportunities. Roles requiring higher levels of education often pay higher salaries. Below are some continuing education options for individuals who have earned a bachelor's degree online.
Master's Degree
Master's students receive specialized education in their field and gain in-depth industry knowledge and skills. Employers may require a master's degree for certain positions, and many pay higher salaries to master's degree-holders. Most master's programs require about two years to complete, but learners can pursue accelerated options to graduate more quickly. Applicants to graduate programs typically need a bachelor's degree from an accredited college.
Professional Licensure
Professionals in many fields need a license to qualify for employment. For example, teachers and nurses need a state license to practice. Licensing requirements ensure that individuals have completed the academic and experiential training necessary to work in the field. In some industries, licensure is not required but can improve a professional's marketability.
Professional Certification
Professional certification programs provide specialized training for employees. Earning a relevant certification can lead to additional career opportunities and higher earning potential. For example, certified public accountants and certified clinical mental health counselors typically earn higher salaries than those without certification.
How Can I Find the Best Online Bachelor's Programs?
Students looking for the best online bachelor's degree programs should consider several factors. The ideal program for one learner may not suit another. Students should consider their personal goals and preferences when evaluating academic options. The list below comprises schools offering the best online bachelor's degrees. Considerations for the rankings include cost of attendance, available programs, and geographic location.
