The PSLF Program benefits students with loans under the Ford Federal Direct Loan Program. Only full-time U.S. government employees at federal, state, local, or tribal agencies qualify for this student loan forgiveness program. Some nonprofit employees may also qualify for this type of loan forgiveness for student loans. The program forgives the remainder of the loan amount after the applicant has made at least 120 qualified payments under an approved income-driven repayment plan.
Social workers, teachers, nurses, and other healthcare providers who meet the criteria above often qualify for this public service loan forgiveness program.