Best Online Colleges for Working Adults

Alison Plaut
By
Updated on April 4, 2025
Edited by
Want to earn your degree online while working? Learn about the best online degree programs for working adults.

A college degree can mean new job opportunities and a boost in earning potential. However, as a working adult, going back to school while balancing professional responsibilities can be challenging.

Online college programs make it easier to finish your degree, giving you access to an excellent education from home. With flexible scheduling options, affordable tuition rates, and generous transfer credit policies, online colleges are a great option for working adults. Our ranking evaluates the colleges that offer the best online degree programs for working adults.

Featured Online Programs

Learn about start dates, transferring credits, availability of financial aid, and more by contacting the universities below.

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Online Degree Programs for Working Adults

What defines the best online degree programs for working adults? Working students benefit from flexible course options, generous transfer credit policies, and affordable tuition.

We use trusted sources like Peterson's Data and the National Center for Education Statistics to inform the data for these schools.
from our partners appear among these rankings and are indicated as such.
#1

Purdue University Global

  • West Lafayette, IN
  • 4 year
  • Campus + Online
  • Accredited

Not sure about your major? Purdue University Global offers over 200 online degree programs for working adults. That means you can choose a program that maximizes your transfer credits and fits your career goals. And more than three in four online learners at Purdue University Global are over the age of 25, according to NCES data.

While Purdue charges $315-$371 per credit for undergraduate programs, U.S. military service members qualify for a rate of $165 per credit.

100%

Online Enrollment

$10,080

Avg. Undergrad Tuition, In-State

33%

Retention Rate

$13,356

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
N/A
Students Enrolled
43,927
Institution Type
Public
#2

Eastern New Mexico University

  • Portales, NM
  • 4 year
  • Campus + Online
  • Accredited

Choose from over 30 online programs at Eastern New Mexico University, including options in nursing, business, education, and information systems. Or major in unique fields like aviation science, communicative disorders, and personal financial planning. 

You can earn a degree fully online or blend in on-campus courses for a hybrid format. Most online courses use an asynchronous format so that you can complete coursework on your schedule. New Mexico residents benefit from a low $175 per credit tuition rate, while non-residents pay $257 per credit.

99%

Online Enrollment

$4,074

Avg. Undergrad Tuition, In-State

61%

Retention Rate

$6,114

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
51%
Students Enrolled
5,266
Institution Type
Public
#3

University of Florida-Online

  • Gainesville, FL
  • 4 year
  • Online
  • Accredited

It’s one of the most affordable online degree programs for working adults. At the University of Florida Online, you can earn over 20 online bachelor’s degrees with an in-state tuition rate of $112 per credit. Out-of-state students pay $500 per credit.

Major in advertising, business administration, environmental management, health education, or another field. You can earn credit for work experience with UF’s credit-by-exam program, which includes credit for military experience.

N/A

Online Enrollment

$ 3,358

Avg. Undergrad Tuition, In-State

67%

Retention Rate

$15,000

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
62%
Students Enrolled
4,407
Institution Type
Public
#4

Colorado State University-Global Campus

  • Aurora, CO
  • 4 year
  • Online
  • Accredited

A public institution, Colorado State University Global has not raised its tuition rate in over ten years. You’ll pay $350 per credit with no fees. And a tuition guarantee means you can budget for your degree without worrying about tuition increases.

CSU Global is also a great place for working adults. Learners take classes with no set times or locations, and 87% of learners are 25 or older. You also benefit from one-on-one tutoring, career coaching, and student success counselors.

N/A

Online Enrollment

$8,400

Avg. Undergrad Tuition, In-State

47%

Retention Rate

$8,400

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
98%
Students Enrolled
12,578
Institution Type
Public
#5

Southern New Hampshire University

  • Manchester, NH
  • 4 year
  • Campus + Online
  • Accredited

A private university with over 200 career-focused programs, Southern New Hampshire University integrates real-world experience into its online programs. Earn a degree in business, criminal justice, engineering, nursing, or tech at SNHU. There’s no application fee, and you get a $330 per credit tuition rate for undergraduates.

You can also transfer up to 90 credits toward a bachelor’s degree. Through credit for prior learning, you can receive credit for work experience, industry certifications, and workplace training.

96%

Online Enrollment

$9,600

Avg. Undergrad Tuition, In-State

67%

Retention Rate

$9,600

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
94%
Students Enrolled
134,345
Institution Type
Private
#6

Oregon State University

  • Corvallis, OR
  • 4 year
  • Campus + Online
  • Accredited

Oregon State University offers 46 online bachelor’s programs with flexible schedule options. While some programs include local fieldwork or internships, most use a 100% online format with no in-person requirements or live sessions. You can also receive credit by examination or credit for military experience. 

Distance learners participate in success coaching, academic advising, and free tutoring. OSU charges $350 per credit for most undergraduate courses. The public university also uses low-cost course materials.

52%

Online Enrollment

$ 9,846

Avg. Undergrad Tuition, In-State

85%

Retention Rate

$29,445

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
82%
Students Enrolled
32,312
Institution Type
Public
#7

Western Governors University

  • Salt Lake City, UT
  • 4 year
  • Online
  • Accredited

An online institution focused on working students, Western Governors University offers degrees in business, healthcare, technology, and other fields. And 88% of students are 25 or older.

WGU also uses a unique format with no deadlines or scheduled exams. That means working adults can progress on their own schedule. 

The university’s competency-based model appeals to working adults who bring experience in their field. You also pay a flat tuition rate rather than a per-credit rate, which means you can take a heavier course load without paying more.

N/A

Online Enrollment

$6,380

Avg. Undergrad Tuition, In-State

75%

Retention Rate

$6,380

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
N/A
Students Enrolled
147,866
Institution Type
Private
#8

SUNY

  • Albany, NY
  • 4 year
  • Campus + Online

The State University of New York system includes 64 institutions. With SUNY Online, you can choose from over 850 degrees offered online. Programs in the behavioral sciences, business, technology, social sciences, and more use a flexible format designed for working adults on tight schedules.

You also qualify for a low tuition rate of $295 per credit for New York residents or $353 for non-residents. And you can save more by receiving credit for prior knowledge gained in the workforce.

N/A

Online Enrollment

N/A

Avg. Undergrad Tuition, In-State

N/A

Retention Rate

N/A

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
N/A
Students Enrolled
0
Institution Type
Public
#9

Fort Hays State University

  • Hays, KS
  • 4 year
  • Campus + Online
  • Accredited

A public institution in Kansas, Fort Hays State University offers over 200 online programs. You benefit from affordable tuition rates and flexible course schedules while earning a degree online. Choose from majors in general studies, organizational leadership, sociology, management information systems, or over 80 other bachelor’s options. 

FHSU charges a flat tuition rate for all distance learners of $243 per credit. You can also apply transfer credits toward a degree to save money or receive credit for military experience or prior learning.

57%

Online Enrollment

$ 4,140

Avg. Undergrad Tuition, In-State

78%

Retention Rate

$14,580

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
91%
Students Enrolled
15,033
Institution Type
Public
#10

Thomas Edison State University

  • Trenton, NJ
  • 4 year
  • Online
  • Accredited

Thomas Edison State University specializes in degree completion for adult learners. With flexible course options, students can graduate while balancing school with their professional responsibilities. At this public institution, 89% of students are 25 or older. 

Choose from over 100 areas of study or design your own individualized degree. You can also earn credit by exam or through independent study.

New Jersey residents pay $419 per credit for fewer than nine credits or a flat rate of $3,319 per term for nine or more credits. The discounted full-time rate can save students money.

100%

Online Enrollment

$7,182

Avg. Undergrad Tuition, In-State

N/A

Retention Rate

$9,342

Avg. Undergrad Tuition, Out-of-State
Acceptance Rate
N/A
Students Enrolled
10,495
Institution Type
Public

Price Check check

Do you have transfer credits? Choose an affordable online college to finish a bachelor’s degree for as little as $3,300-$5,500.

How to Make College More Affordable as a Working Adult

College can be expensive. But you can make college more affordable by choosing an affordable program, maximizing your transfer credits, and applying for transfer credits. Working while in school can also help you cover tuition and other expenses.

1. Research Tuition Rates

An online format can save you money. You can research tuition rates and choose the most affordable program, regardless of location. Start by checking public colleges in your state, which generally offer the lowest tuition rates. And make sure to factor in fees, textbook costs, and other expenses.

2. Maximize Transfer Credits

Earning a bachelor’s degree requires at least 120 credits. Many online colleges allow up to 90 transfer credits, which means you can finish a bachelor’s degree in as little as one year. Ask for a transcript evaluation to see how many transfer credits you’ll receive at different colleges.

3. Earn Credit for Prior Learning

You can receive credit for work, military, and even volunteer experience. Industry certifications and workplace training programs might also translate into college credits. Look into the credit for prior learning policies at prospective online colleges. Some may require an examination or portfolio review.

4. Work While in School

Working while pursuing a degree can help you pay for school. That’s because you’ll bring in a paycheck that can help cover costs. Many adult learners rely on savings or income to pay for their degree. And working while in school also means you won’t have a gap in your work history.

5. Apply for Financial Aid

Online students — including working adults — can apply for financial aid. If you attend an accredited institution, you’ll qualify for many forms of financial aid, including federal grants and loans. Scholarships can also lower the cost of your degree. Some institutions also offer financial aid to make college affordable.

Frequently Asked Questions About Online Degrees for Working Adults


Can you work full-time and go to college?

Yes, you can work full-time while going to college. Many online degree programs are specifically designed with working adults in mind. Of course, it’s a big time commitment to earn a degree while working, but it can be rewarding to progress in your career without forfeiting income.

Many degree programs offer asynchronous courses so you can fit them into your schedule, while others have evening and weekend classes. Coursework policies and deadlines vary by program, but many offer enough flexibility to allow you to balance work and study.

What’s the easiest online degree to get?

The easiest degree to get depends on your strengths and interests. However, some of the easiest bachelor’s degrees include anthropology, sociology, business administration, communications, creative writing, criminal justice, education, English, health sciences, history, liberal arts, music, psychology, and social work.

Consider what you love to do, what is meaningful to you, and your strengths to choose the easiest degree that will also lead to a fulfilling career.

What degrees can I get online​?

Many colleges offer numerous degrees 100% online. Degrees commonly offered online include business, management,accounting, education,criminal justice, engineering, nursing, psychology, computer science, healthcare administration, cybersecurity, mathematics, communications, finance, marketing, social work, construction management, and English.

ACO’s resource pages can help you find online degree programs in the subjects that interest you most.

Are online degrees worth it?

Online degrees are as respected as traditional, on-campus programs and can equip you with a strong education to take your career to the next level. According to data from the Bureau of Labor Statistics (BLS), over 10 years, holding a bachelor’s degree could increase your earning potential by over $300,000.

The BLS reports that bachelor’s degree-holders earn a median weekly earnings of $1,493. That is $22,620 more per year than associate degree-holders, who, in turn, earn a median of $8,268 more per year than people with only a high school diploma.

Earning a degree online gives you the flexibility to keep working while saving on transportation costs and other related fees, making it an even more affordable option.

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