What Documents Do I Need to Apply for Financial Aid?
October 26, 2021

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Students can begin their financial aid search by completing the Free Application for Federal Student Aid (FAFSA) form. The federal government uses information provided in this form to determine students' financial aid eligibility. Gathering the necessary documents takes time, but many students see a financial return.
This single form allows learners to apply for many grants and loans at once. Students may qualify for subsidized loans, which do not begin accruing interest until after graduation. Each year, students can fill out this form from October 1 through June 30.
What do I need to fill out the FAFSA form? This is a common question among first-year students. Applicants need to provide tax information. Dependents use their guardian's tax information. This guide covers things you need to fill out the FAFSA form.
How Can I Get Financial Aid?
The federal government distributes aid to learners who demonstrate financial need. Eligible students possess U.S. citizenship or a qualified alternative.
To qualify for federal aid, students must complete the FAFSA. After gathering things you need to fill out the FAFSA, most individuals complete the form in less than one hour.
Recipients of federal financial aid must take steps to stay eligible. Students must reapply for federal aid each year.
Do Colleges Take Into Account Medical Expenses in Financial Aid Calculations?
According to the Federal Student Aid office, some colleges offer extra financial aid to students with high medical bills. After submitting the FAFSA, applicants should contact their school's financial aid department. They should provide documentation for medical expenses and insurance contributions.
Colleges may even consider major dental expenses when calculating financial aid. Donor contributions often allow schools to support students experiencing financial burdens.
How Long Does it Take to Hear Back from the FAFSA?
Students learn about their financial aid eligibility quickly. The Department of Education processes online applications in 3-5 days. Applicants who submit the FAFSA by mail typically receive a response in 7-10 days.
Applicants receive a Student Aid Report based on their FAFSA information. Review this information to ensure its accuracy. Your school will use this report to determine how much aid to provide.
Do You Have to Pay Back the FAFSA?
The federal government provides scholarships, grants, and loans. Scholarships and grants, such as the Federal Pell Grant, do not require repayment. However, recipients must repay subsidized and unsubsidized loans. Typically, payments begin six months after graduation unless the borrower withdraws from enrollment.
Some schools use the FAFSA information to determine work-study eligibility. The FAFSA information can also impact a student's eligibility for state financial aid.
What Can FAFSA Money Be Used For?
Recipients can use federal funds to pay for many education-related costs. Examples include tuition, books, fees, and supplies. Learners may also apply federal funds toward living expenses and transportation costs.
Although restrictions are flexible, students should only use federal funds, especially loans, on necessary items. Learners must repay federal loans with interest.
The FAFSA Requirements
What do I need to fill out the FAFSA? This section highlights the items students need to demonstrate eligibility for federal funding.
How to Fill Out the FAFSA
Completing the FAFSA is a relatively simple process. This section provides an overview of how to fill out the FAFSA.
Documents Needed for the FAFSA
Locating the required documents can pose a challenge for federal aid applicants. The following list highlights materials to gather prior to beginning the FAFSA.

Tessa Cooper
Tessa Cooper is a freelance writer and editor who regularly contributes to international and regional publications focused on education and lifestyle topics. She earned a bachelor’s in public relations from Missouri State University and is passionate about helping learners avoid high student loan debt while pursuing their dream major. Tessa loves writing about travel and food topics and is always planning her next meal or vacation.
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