The Money Myths of Public Service
One of the biggest misconceptions about public service has to do with money. There are many people who believe a public sector job amounts to a vow of poverty, with the primary reward coming from personal job satisfaction. While it’s true that many choose a career in the public sector for the gratification of knowing they’re working for the greater good, many still make a comfortable living. Let’s take a look at this and a few other myths.
When you choose to do work in the public sector it is because you want to make an impact. Some changes take longer than others, however it is not because we do not work any harder or move any faster than the private sector. There are times that making a public change takes more time because it may involve a state law or regulation, city council, legislative decision, by-law, or city ordinance, or a vote. Knowing that you had a role in the change is all so worthwhile.
Milagros S. Johnson
Myth: You can’t make good money AND fulfill your passion in public service.
Reality. Many public service employees earn a salary on a par with their private sector counterparts. In addition, many public sector jobs, such as those in government, have relatively rigid work schedules such that the employees only work up to 40 hours per week. So, while they may sometimes earn a smaller salary, they’re not working exhaustive hours like many at a private company.
Myth: There’s no job security.
Reality. This is far from true, especially for government employees. In fact, because of the administrative employee protection systems in place, public sector employees can only get fired for a good reason. Most positions with private companies are “at will” which means employees can be fired for any or no reason at all (subject to a few exceptions). Therefore, working in the public sector might actually provide more job security than the private sector.
Myth: Public service employees have no accountability.
Reality. Because the compensation of public service employees ultimately comes from either donations or taxes, there is a tremendous amount of accountability for public servants. Many results are subject to federal oversight, which makes it harder for abuse of resources to take place. Compare this with a private company where the owners are beholden to no one, except perhaps the shareholders.
Myth: Anyone can get that public service job.
Reality. Many public service jobs are difficult to obtain and highly prestigious. For example, getting a job at a world-renowned charitable organization can be much more difficult than landing a parallel position at a private company. Once in the public service position, employees enjoy a high level of respect from their private sector counterparts. One good example of this is an Assistant United States Attorney with the Department of Justice. Only the best graduates from law school and elite attorneys from law firms can hope to get this job.
Myth: Public service jobs consist mostly of working at a desk or an office.
Reality. Just like many other jobs in private industry, some public service jobs can be considered desk jobs. But there are numerous “hands on” options in the public sector, such as being a park ranger, fire fighter, fighter pilot, judge, politician, construction worker and teacher. In these jobs employees spend little time sitting at a desk or processing paperwork.
No two days are alike when working for the public, and there is continuous work to be done. Trust me, the work you do, or fail to do, is noticeable by those you serve.
Milagros S. Johnson
Top Salaries in the Field
While some public service employees won’t make a salary that matches those in similar positions at a private company, many still make a great salary. The following chart demonstrates some of the higher-paying jobs in the public sector that make a big difference in the world and local community.
*Degree requirements may vary by state
(Bureau of Labor Statistics)
If you’re interested in seeing salary calculations for public service careers in your area, use the button below to search for wages in your area.
SALARY SEARCH TOOL
Other Perks to Pull You In
Besides making a good salary, there are a number of other benefits to working in public service. Some of these benefits can actually be worth far more than a bump in pay.
Working for the public sector means that you provide a service to the public and act in the public’s best interest. Typically, one of the goals is to help improve their quality of life, livelihood, and/or the betterment of the community. Like me, those who choose this line of work are not always in it for the money. Although the benefits are great, i.e. weekends and national holidays off, generous leave time accruals, pension/retirement plan, wide-selection of health benefits, job stability, and less-demanding work culture, the biggest reward is making a difference in the lives of others.
Milagros S. Johnson
Loan Forgiveness & Public Service
A major misconception of public service is that many of the available jobs have low pay. While this belief is often wrong, it still doesn’t change the fact that some public service positions don’t have the highest pay. One way to get more people to start working in the public service field is to provide financial incentives, such as loan forgiveness. One such program is the Public Service Loan Forgiveness Program, or PSLFP.
What is the Public Service Loan Forgiveness Program?
The PSLFP is a federal program that forgives a portion of a student loan balance for those who work full-time in a public service profession. The PSLFP only allows part of the student’s loan to be forgiven because a student cannot qualify until they make 10 years’ worth of monthly student loan payments.
Who qualifies for public service loan forgiveness?
To qualify for acceptance into the PSLFP, an individual must:
Have worked full-time for a qualifying public service employer for the past 10 years,
Have a federal Direct Loan,
Make 120 qualifying payments without default,
Each year (or whenever switching jobs), complete the Employment Certification for Public Service Loan Forgiveness form, and
Continue to work at a qualifying employer until the loan is forgiven.
There can be a lot of uncertainty regarding the PSLFP. The White House's proposed United States 2018 budget outlined plans to eliminate the PSLFP starting in July 2018. Several bills have been introduced in Congress that would eliminate the PSLFP. Although none of these proposals have been implemented, the future is not clear.
Are all loans eligible for forgiveness?
No, only loans from the William D. Ford Federal Direct Loan Program are eligible.
How do I apply for public service loan forgiveness?
The first step is to enroll in a qualifying payment plan, such as an income-driven repayment plan. Then, the individual will need to make 120 qualifying monthly payments.
While those 120 payments take place, individuals are strongly encouraged to complete and send in the Employment Certification for Public Service Loan Forgiveness Form each year or whenever there is a change of employment. After submission, graduates will receive confirmation if they are on track for having their loans forgiven. This confirmation is important because it helps avoid a nasty surprise after 10 years when applicants find out they are not eligible for the PSLFP. This form should also be completed after the 120th payment has been made.
If the form has not been completed annually or with each change in employment, then at the time of applying for the PSLFP, the applicant must complete one of those forms for each employer they worked for while making the 120 monthly payments.
Is public service loan forgiveness right for me?
The PSLFP is a wonderful benefit, but it might not be best for everyone. Before choosing a school or career based on the PSLF Program, consider the following pros and cons.
Part of the student loan goes away and never has to be repaid.
An individual who works for a qualifying employer is eligible, even if they don’t work in a conventional public service job.
The amount of forgiven student debt is not considered taxable income by the IRS.
After the remaining balance on the student loan is forgiven, the individual may change careers to a non-public service job if he or she wishes.
Individuals must make 120 monthly student loan payments over 10 years, with no incidence of default, to qualify.
There must be a commitment to work for a qualifying employer for 10 years to qualify for the program.
The PSLFP is subject to political whims. If those in power want to change the parameters of the PSLFP, they can certainly do so.
There is a significant paperwork requirement that can be cumbersome to meet.
Are there other loan forgiveness options?
Besides the PSLFP, there are other ways public service professionals may have part of their federal student loans forgiven. For example, there are several income-drive loan repayment plans (such as the REPAYE, PAYE, IBR and ICR) that reduce monthly student loan payments and forgive any remaining balance after 20 or 25 years.
Teachers have their own special forgiveness opportunity in the Teacher Loan Forgiveness Program. There is also the Federal Perkins Loan cancellation for individuals working in certain public service areas, such as teaching, the military, and nursing.
Quiz: Find Your Passion in Public Service
Public service offers an abundance of career options. No single career or job can even remotely encompass what kind of work the “typical” public service job entails. The next section sheds some light on public service and includes a quiz to help you decide which area of public service is right for you.
What is public service?
Public service refers to services provided to the general population by a government entity. And for most public service workers, government work for the general population (providing a direct or indirect benefit) plays a significant part of their job description. However, many public service careers involve working for a private organization that engages in charitable or service-oriented work. Therefore, it’s safe to say public service work has the primary goal of serving others or advancing the greater good of society.
What careers qualify as public service?
Public service consists of individuals working in two primary areas. The largest is government work, at all levels, from small towns to the federal government. This might include politicians, such as a governor, city council member or U.S. senator. It also includes members of the armed forces, ranging from enlisted all the way up to five star general. Then are more desk-oriented jobs, such as mail clerks, state judges and economists. This just touches on the thousands of jobs that qualify as public service under the governmental umbrella.
The other major public service career area is charitable and nonprofit organizations. These are legal entities with a mission other than earning a profit. More well-known examples would include the Salvation Army, Red Cross and Doctors Without Borders. Those who work or volunteer for these organizations are in public service, even if they aren’t directly working toward the organization’s mission. For example, an in-house accountant who helps manage money from fundraising efforts of a humanitarian organization works in public service, even if the accountant isn’t in overseas distributing relief aid to the needy.
What is the “new public sector” and how does it differ from traditional public service?
Traditional public service was based on a government bureaucracy. There was an established hierarchy (including a division of labor) and rules that everyone followed, where the primary mission was to serve the public. Unfortunately, this is not the most efficient method of running an organization, so strategies and techniques from the private sector have been brought over to create a “new public sector.”
The new public sector applies management operations from the private sector in an effort to cut costs. These new methods include the implementation of entrepreneurial management techniques, greater emphasis on results and the use of competitive measures to motivate employees to work more efficiently. Basically, the new public sector refers to running a government more like a business.
Who is a good fit for public service professions?
There is a misconception that public service professions require toiling away for long hours and being driven by passion more than by the everyday realities of money. The truth is that the public sector includes some of the most elite, well-respected and exclusive careers. Examples include judges, politicians, federal law enforcement, chief executives of charitable organizations and medical researchers.
But not everyone is cut out for every type of public service profession. Those who enjoy being “in the field” probably won’t like a desk job and vice versa. Those who like to hob-nob with their constituents and those who prefer to go to far-flung countries to help after a disaster both fit under the public service umbrella.
The following quiz will provide a glimpse into which public service profession would be a good fit for you. For each quiz question, choose one letter that most fits your preference. When you’re done answering all the questions, count how many times you chose each letter.
What type of work interests you the most?
What kind of challenges do you enjoy?
What work location do you prefer?
How much formal education are you willing to obtain?
What kind of difference do you hope to make?
What kind of work/life balance do you seek?
What kind of professional growth are you interested in pursuing?
Helping and empowering others brings me satisfaction and fulfillment and, as long as I feel this passion, I will continue to do what I love, and what I do best.
Milagros S. Johnson
Quick Look: Public Service Careers in the U.S.
Based on cost of living differences and market forces, the availability and compensation of public service jobs will vary. That’s where the following search tool comes in handy. Use the tool below to explore public service careers in the country and see their employment numbers and average pay rates.
Give Back to Get Started: Volunteering & Internships
One of the best ways to ensure a public service career is the right move is by getting a little taste of the day-to-day work. That can be done through volunteer and internship opportunities.
If your heart and passion is in your community and people, take the plunge. Know that public sector jobs, such as those in government is what keeps our communities thriving and society great! And yes, there are opportunities for personal and career growth as well.
Milagros S. Johnson
Top 5 Reasons to Volunteer or Intern in Public Service
Maybe having a career in public service isn’t for you. Or maybe it is, but you’re not completely sure. There are a number of volunteer and internship opportunities that provide valuable experience in a public service job and organization without fully committing to it.
Schooling can only teach so much. The most valuable lessons are learned in the real world. Volunteering and interning provide this opportunity without long-term commitment.
Test out a job
Volunteering and interning will provide a taste of what a job is like. From how an office operates to what the typical job duties might entail, much can be learned by “test driving” a job before actually applying for it.
Many public service positions are competitive or unknown to many prospective public servants. By volunteering or interning, an individual can meet new people who might prove useful in the future when looking for a job.
Discover new things
Working with an organization helps people choose what they really want to do. For instance, people who think they want to work in fundraising, might realize they prefer more hands-on work.
Learn more about an organization
The only way to really learn about an organization is to spend time there. Volunteering or interning offers a view of the big picture, such as how an organization fulfills its mission. It also provides a look into day-to-day operations.
Anyone can make a difference without having to commit to a career in public service. There are a number of online resources to help individuals find volunteer opportunities, as well as organizations that are constantly looking for people to volunteer.
For those looking for a more in-depth working opportunity in public service, or something that may also provide monetary compensation, internships are the way to go.
Expert Advice: Checklist for Success in the Public Sector
Looking for success in the public sector? Maura Devlin, Deputy Chief Learning Officer at The American Women’s College (TAWC), Bay Path University, weighs in.
Make sure you have the proper skills. “Because of the mission-driven nature of public service work, those who work in the public sector should have significant skills in collaborating, problem-solving, a strong customer service orientation, leadership, good oral and written communication abilities, critical thinking abilities, and data analysis skills, in addition to role-specific knowledge (such as knowing the rules of accounting or methods of teaching phonics). They should be able to articulate their organization’s mission in a way that resonates with those whom they serve, the general public, and those who fund their work. They should also be able to identify, develop, and document evidence that supports their work.”
Be willing to embrace change. “As public sector employees climb the ladders of their organizations into management roles, they should become familiar with leading and managing change. Public sector employees’ requirements to fulfill their organizations’ missions mean that they need to stay current in their respective area of expertise, be flexible, and continuously look for improvements.”
Have patience. “Those who work in the public sector are generally trying to find solutions to problems that are larger in scope than many in the private sector, problems that aren’t as easily solved, that sometimes take significant resources and multi-pronged approaches, and take time to see results.”
Focus on the mission. “In the private sector, an institution may have a lofty set of goals that relate to the public good, but the goal of increasing profits is also always at the forefront of any institutional decision-making. In the public sector, the sense of mission is not diluted in this way. While any organization needs to think about ways to fund its programs in an uninterrupted way, our mission is what generally guides decision-making.”
Be ready to collaborate. “Public health issues such as obesity and opioid addiction, or the rehabilitation of juvenile offenders, require various types of organizations to collaborate. These issues are best solved when representatives from various sectors collaborate on problem-solving and implementing cross-sector best practices for long-lasting, effective results.”
This guide can only provide so much information for a career path as broad as public service. Here’s a list of additional resources for further information on a career in public service.
Association for Public Policy Analysis & Management (APPM). A professional organization that promotes research and education to improve the public policy and management career field. Its website has a number of resources including a job listings section.
Go Government. A website dedicated to recruit a new generation of workers in government. Provides a diverse amount of information including application tips and other advice on finding and getting a government job of choice.
GovernmentJobs. A website devoted to matching government employers with job seekers who desire a career in government.
PoliceOne. A central location for all things related to police, this is part of a network of sites that cater to first responders and public servants, such as firefighters, paramedics and corrections officers.
PublicServiceCareers.org. Serves as a central location for employers to post jobs in public service as well as prospective public servants to find one. Includes information about public service degrees.
USAJOBS. The official job listing website for the federal government.