How To Recover From A Natural Disaster In College

By Staff Writers

Published on March 2, 2021

How To Recover From A Natural Disaster In College is an advertising-supported site. Featured or trusted partner programs and all school search, finder, or match results are for schools that compensate us. This compensation does not influence our school rankings, resource guides, or other editorially-independent information published on this site.

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A Student's Guide for What to do on Campus

Be it a raging wildfire in California, a hurricane in New York or mass flooding in Texas, natural disasters are a fact of life. Between 2000 and 2012, worldwide natural disasters affected nearly three billion people and cost $1.7 trillion in damages. Figuring out what to do in the immediate aftermath of a disaster is a challenge for anyone, but students living away from home from the first time may feel particularly vulnerable. The following resources can help.

What to Do Right After a Disaster

Many schools have disaster plans in place to help students prepare for a natural disaster and know what to do immediately after one occurs. For example, Texas A&M University offers tips and suggestions related to disaster preparedness, while Barnard College has a public emergency management and disaster preparedness plan for all students to access. Check your school's website for similar instructions.

Bill Begal, a natural disaster preparedness specialist, has these additional tips for college students who want to be ready before a natural disaster happens and to know what to do in the hours and days after such an event.

Support for Students Affected by a Disaster

Once students and their families are safe, they often have many questions about what must be done to recover from a natural disaster. While circumstances for each person are unique, the resources given below are designed to help students begin the process of recovery.


Some of the most pressing needs after a natural disaster are finding immediate shelter, food and medical services. There are many local, regional and national organizations that coordinate relief efforts for those affected.

  • Direct Relief
    This national organization is often one of the first responders to American natural disasters, offering services and support mechanisms in the crucial early days after an event. The Hurricane Preparedness Program is just one example of their services.
  • Convoy of Hope
    One of the organizations that is often first on the ground after a natural disaster, Convoy of Hope provides shelter, water, food and other vital services to communities in need.
  • Habitat for Humanity
    Habitat focuses on helping individuals and families rebuild their homes after losing everything to a natural disaster. They also work to ensure short-term shelters are available in the interim.
  • Catholic Charities USA Disaster Response
    Catholic Charities has more than 175 dioceses throughout America that work to provide immediate relief in the aftermath of natural disasters, including temporary housing, counseling and food.


News coverage typically focuses on the material and human loss of a natural disaster, but the emotional consequences can often be long-lasting. Students seeking emotional support have numerous resources to support them, including:

  • Campus Mental Health Services
    Nearly every college campus has trained counselors on staff who can help students work through the emotional distress that accompanies a natural disaster.
  • Psychologists and mental health counselors
    Students who aren't able to access campus services can also find local mental health professionals in their hometown or the city where their campus is located.
  • Friends, family and others who have experienced similar things
    Recovering from a natural disaster takes a village, and it's important to lean on others who have gone through the same experiences to find healing and balance.
  • Mental Health America
    MHA is a national organization that provides resources and tips for coping with the emotional aftereffects of living through a natural disaster.


In the midst of addressing the physical and emotional issues that come with living through a natural disaster, students often have to contend with the loss of financial stability. Thankfully, many colleges and universities, alongside outside organizations, have funds in place to help students recover financially.

  • CollegeBoard
    SAT registration and CSS profile fee waivers are provided to students who have experienced impacts due to hurricanes, wildfires or other natural disasters during the previous school year.
  • Federal Student Aid
    As an office of the U.S. Department of Education, FSA provides details for students who borrow federal loans about their options after a federally-declared natural disaster.
  • National Association of Student Financial Aid Administrators
    NASFAA maintains an up-to-date page of information on financial aid for students affected by natural disasters and other tragic events, with updated guidance provided for those recently upended by hurricanes.
  • Scholarship America
    This nonprofit manages a natural disaster relief fund that works to support post-disaster students considered low-income stay in school when a disaster strikes. Funding amounts vary, and individuals are encouraged to donate to the fund.


Once students have dealt with the immediate effects of a natural disaster, finding out what will be covered by their insurance – and what to do if they don't have insurance – is key to rebuilding and moving forward with life. Although most traditional college students don't own a home of their own, they may very well have items in their parents' home that will need to be accounted for on an insurance claim. Various types of insurance that can help in these instances include:

  • Renter's insurance
    Typical renter's insurance policies cover events such as fires, burglary and vandalism, but coverage for natural disasters such as earthquakes, floods and hurricanes often require students to take out separate riders or policies to gain additional coverage.
  • Car Insurance
    The level of insurance coverage a student has dictates whether or not they will be able to make a claim after a natural disaster. In the immediate aftermath of such an incident, students should focus on taking many photos of the car and trying to dry out the vehicle as quickly as possible.
  • Homeowner's Insurance
    The Insurance Information Institute provides an in-depth guide for individuals looking to understand which disasters are covered by homeowner's insurance and how their current policy will cover them after a natural disaster.
  • Federal Emergency Management Agency
    FEMA allows individuals to file claims for a range of natural disasters in order to receive federal funding and assistance to rebuild.

How a Natural Disaster Can Affect Your College Application

The very nature of disasters makes it difficult to plan for them, and sometimes these events can have direct impact on a student's ability to apply for or attend college. Fortunately, many institutions have policies in place to help students.

Students whose standardized test scores are delayed, be it because they weren't able to take the test yet or that grades are being held up, can contact prospective institutions to let them know that testing has been rescheduled or the release of scores will be delayed.

Students who are behind on their applications can often receive an extension on the early action deadline, and possibly even the general application deadline, depending on their circumstances.

Students who find themselves unable to pay for application fees due to a natural disaster can request a fee waiver based on circumstances beyond their control.

Students whose financial situations have changed after submitting the FAFSA because of a natural disaster may be able to work directly with their chosen school's financial aid department to update their financial status and find other aid sources to help cover funds no longer available after the disaster.

Students whose grades have been affected by a natural disaster while finishing their senior years should contact their prospective college's admissions department (and if necessary, have an administrator from their school do the same) to explain how and why grades have been impacted.

Referees and school administrators who need more time to turn in documents can contact schools directly to let them know if recommendations, transcripts or other required materials are going to be late.

How College Students Can Help After a Disaster

Depending on the time and resources they have, there are many ways college students can help after a natural disaster. These ideas are designed to help students think about how they can make a positive impact in their local communities and further afield.

Donate money

If you have the financial means, donating money directly to a reputable relief agency helps get resources and help to those who need it most in the days directly after a natural disaster. Many organizations make it easy to donate by providing numbers where you can text a pledge or donate directly via their websites. Use a resource likeGuideStarorCharity Navigatorto see which organizations and charities are reputable.

Organize an event to raise money

If funds are tight, consider holding a bake sale, garage sale or other event where individuals can make or donate items, with all proceeds going toward a chosen relief organization.

Create a crowdfunding page

If it won't work to hold an event at your school's physical location, consider taking your passion to social media to virtually fundraise. Websites likeYouCaringandGoFundMeallow individuals to create free pages to share their cause and collect donations from friends and family before sending money directly to the chosen organization.

Hold a supply drive

Even if someone can't donate money, they may be able to contribute life-giving supplies in the wake of a disaster, including hygienic, medical and household products. Consider holding an event in your dorm or even at home over the summer or holidays and ask people to donate unused or extra supplies.


Aside from donations, one of the most effective ways college students can donate after a natural disaster is to give their time. Even if the event didn't happen in a location near you, organizations likeFeeding Americaand theUnited Methodist Committee on Reliefare always looking for volunteers to help pack boxes of food or relief supply kits that can be shipped to those in need.

Organizations That Help After a Disaster

These organizations have been recognized for their dedication and innovation when it comes to helping those who have experienced loss after a disaster.

American Red Cross
The ARM responds to nearly 64,000 disasters annually, with 90 percent of those incidents being home fires. Other examples include hurricanes, earthquakes, tornadoes and wildfires.

Americares responds in a timely manner to disasters of all types, providing on-the-ground support and resources. The organization also provides thousands of emergency boxes, hygiene kits and first-aid kits to those affected by disasters.

All Hands Volunteers
This national non-profit mobilizes individuals who want to make a difference and serve their communities in the wake of a disaster.

World Relief
World Relief focuses on both domestic and international disasters, providing resources, support services and funding to help families and individuals rebuild.

Latest Posts is an advertising-supported site. Featured or trusted partner programs and all school search, finder, or match results are for schools that compensate us. This compensation does not influence our school rankings, resource guides, or other editorially-independent information published on this site.

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